Insurance Benefits
Philadelphia Archdiocesan High Schools Teachers' Labor Management Agreement
Medical Health Insurance
Effective with the plan year beginning November 1, 2003, all teachers will have the
option of enrolling in the Blue Cross Personal Choice 20/30/70 Plan, in the Keystone
Point of Service Plan, or in the Keystone HMO Plan. The teachers' monthly premium
contribution shall be as follows:
- Effective November 1, 2003, the contributions will be 7.5% of the cost of the plan selected.*
- Effective November 1, 2004 the contributions will be 8.5% for Personal Choice, 8.0% for Keystone Point of Service and 7.5% for Keystone HMO.*
- Effective November 1, 2005, the contributions will be 9.5% for Personal Choice, 8.5% for Keystone Point of Service and 8.0% for Keystone HMO.
*Contributions are modified by the Health & Welfare Fund contributions.
Questions concerning the plan should be directed as follows:
Ginny Crowther, ACT Office - (215) 568-4175 or
Personal Choice - (866) 681-7366
Pension
Lay teachers are covered, without cost to themselves, by the
Archdiocesan Lay Employees' Retirement Plan. Booklets outlining
the plan have been mailed to each teacher.
Life Insurance
Group Life Insurance is provided for each lay teacher in the amount of $50,000.
The cost is borne by the System. There is a voluntary Life Insurance component
which teachers can opt to pay for up to $100,000 of additional benefits.
Disability Insurance
The Salary Continuance Plan (Long Term Disability Plan) pays a monthly
benefit of 60% of gross salary. The plan is designed to replace income
lost during a period of total disability due to covered injury, sickness
or pregnancy. One-half of the cost of this plan is borne by the System.
The teacher bears the remainder of the cost of the plan.
Dental Program
All full-time permanent lay teachers and their dependents are
eligible for coverage under the Association Health and Welfare
Fund's Dental Plan through United Corcordia. The plan pays the
usual, customary and reasonable charges for dental services up
to a maximum of $1,000 per person per year. The plan includes major
services such as root canal. Periodontics are covered at 50% of UCR.
Dentures, caps and crowns, and orthodontia are not covered under
the plan. Specific coverages and exclusions are listed in the plan booklet.
Questions concerning the plan should be directed to:
Ginny Crowther, ACT Office - (215) 568-4175
|
